PRODUCT

We Are A Small Team Of Engineers And Scientists Rearchitecting Human Labor In Insurance.

Insurance is a quiet miracle - it allows the cautious to become bold. Medicine tested cures that might not work. A merchant could lose a ship without losing everything. It worked so well that we built a world on top of it—skyscrapers in earthquake zones, airlines that carry billions, a global economy that moves trillions across borders every day.

But simple ideas rarely stay simple. The merchant's insurer needed protection — so reinsurance was born. Brokers spawned wholesalers. Wholesalers spawned specialties. Risk got sliced, diced, and scattered across oceans and balance sheets. A homeowner's policy in Ohio might be backed by pension funds in Tokyo, catastrophe bonds in Zurich, and syndicates in London—none of whom know each other's names. The principle is still beautiful. But the plumbing has become incomprehensible.

We're building the connective tissue. The pipes that let risk flow from the person who has it to the people who can carry it—without the friction, the phone calls, the faxes, the weeks of waiting.